if you’re considering auto insurance coverage for your business, it’s important to understand the basic elements of a commercial auto policy. commercial auto insurance provides a variety of coverages for cars, trucks, vans and other vehicles used by your business. such causes may include theft, flood, vandalism, earthquakes, fire or damage from a bird or animal covers bodily injury to others and any property damage to another vehicle if you are at fault in an accident. bodily injury pays others’ medical costs and lost wages, and your legal expenses if a lawsuit is brought against you due to an accident pays for your injuries or property damage if you’re hit by an uninsured driver or, in some states, an unidentified driver protects you if the at-fault driver doesn’t carry enough liability insurance to cover your bills – unless you live in a no-fault state, where each driver’s auto insurance policy responds to their own losses beyond these basic components, you can customize your business auto policy with the following coverages (also called endorsements): protects you when problems arise that are not typically handled under your commercial auto policy.
also provides gap coverage for any amount you may owe that’s above your car’s actual cash value covers comprehensive and collision damage to a leased or rented vehicle, as well as any other contractual obligations to the leasing or rental company covers the difference between the unpaid amount on the loan or lease and the actual cash value of the vehicle, if your vehicle is a total loss after an accident provides towing coverage beyond what’s covered by your standard business auto policy. not all nationwide affiliated companies are mutual companies, and not all nationwide members are insured by a mutual company. products and discounts not available to all persons in all states. nationwide, the nationwide n and eagle and other marks displayed on this page are service marks of nationwide mutual insurance company, unless otherwise disclosed. nationwide mutual insurance company.
nationwide offers a customized variety of commercial insurance products for companies both big and small. with coverage ranging from workers’ compensation to commercial auto insurance, commercial agribusiness insurance and more, we can provide the business solutions you need to run smoothly. understanding commercial auto policies. business auto policy. if you’re considering auto insurance coverage for your nationwide offers insurance, retirement and investing products that protect your many sides. get home and auto, nationwide commercial insurance customer service, nationwide commercial insurance customer service, nationwide commercial auto insurance, nationwide insurance, nationwide commercial insurance login.
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